About

Building money confidence—by teens, for teens.

From classroom theory to real‑world money moves

Most finance sites lecture. What’s Next? hands you the wheel—so you can test‑drive budgets, credit cards, and investing long before real dollars are on the line.

Simulators — watch small choices snowball
Peer guides — tips straight from students
Word Bank — jargon‑free definitions
Checklists — step‑by‑step game plans
The gap

Why teen financial literacy can’t wait.

15 states still lagging

A stand‑alone personal‑finance course is not required for graduation in 15 U.S. states—leaving roughly one‑third of seniors to figure money out on their own.

$ 5.8 billion in fees

Consumers paid more than $5.8 billion in overdraft and NSF charges in 2023; first‑year bankers aged 18‑24 are hit the hardest.

23.37 % average APR

Gen Z now shoulders credit‑card rates above 23 percent, turning small balances into long‑term debt traps.

68 % want the class

Nearly 7 in 10 teens say they’d take a financial‑literacy course if offered—yet only 31 percent have the chance today.

Our mission

Give every young person the know‑how and confidence to navigate money, careers, and life after graduation—no jargon, no judgment, always free.

Meet the team

Hoping to expand!

Daniel

Founder
LinkedIn
This is awesome!
Carter Lee
Someone in the future.

Start saving money today.

Let’s go 🚀
Let’s go 🚀

100% free thanks to grants and sponsors who believe in youth financial literacy.