Building money confidence—by teens, for teens.

From classroom theory to real‑world money moves
Most finance sites lecture. What’s Next? hands you the wheel—so you can test‑drive budgets, credit cards, and investing long before real dollars are on the line.
Why teen financial literacy can’t wait.
15 states still lagging
A stand‑alone personal‑finance course is not required for graduation in 15 U.S. states—leaving roughly one‑third of seniors to figure money out on their own.
$ 5.8 billion in fees
Consumers paid more than $5.8 billion in overdraft and NSF charges in 2023; first‑year bankers aged 18‑24 are hit the hardest.
23.37 % average APR
Gen Z now shoulders credit‑card rates above 23 percent, turning small balances into long‑term debt traps.
68 % want the class
Nearly 7 in 10 teens say they’d take a financial‑literacy course if offered—yet only 31 percent have the chance today.
Give every young person the know‑how and confidence to navigate money, careers, and life after graduation—no jargon, no judgment, always free.

Start saving money today.
